401k And Roth Ira Contribution Limits 2025 Over 50

401k And Roth Ira Contribution Limits 2025 Over 50. The secure 2.0 act contained changes to traditional and roth individual retirement accounts and 401(k) plans that are being phased in over several years. The contribution limit will increase to $23,500, up from $23,000 in 2024.

Additionally, starting in 2025, plans may. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.