2025 401k Max Catch Up Contribution Limit

2025 401k Max Catch Up Contribution Limit. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution. Employees can now defer up to $23,000 into 401 (k) plans for 2024, with an extra $7,500 for workers age 50 and older.

In 2025, solo 401k participants aged 50 and older can continue to contribute an additional $7,500. But starting in 2025, workers aged 60 to 63 can boost.